Capital that reads your reality.
The facility structures funding so obligations flex with performance. Instead of fixed, unforgiving debt, you get terms that acknowledge where you are and reward where you're going. Facilities range from $75K to $1M, deployed against a transparent underwriting standard.
Contingent service debt, not equity dilution.
A contingent facility lets a venture fund its build against a defined future obligation rather than surrendering ownership today. The waterfall shows exactly who gets paid, in what order, at what threshold.
THE WATERFALL
- Revenue flows to operating cost, then senior debt, then contingent service, then equity residual.
- Every tier is visible before you sign, so the economics are never a surprise.
Deterministic order, published in advance.
Revenue flows to operating cost, then senior debt, then contingent service, then equity residual. Every tier is visible before you sign, so the economics are never a surprise.
THE FIT
- A contingent facility is not right for every venture.
- If the revenue shape does not support the obligation, we say so and route you elsewhere.
- The instrument is only useful when it fits.
Honest about where it does not work.
A contingent facility is not right for every venture. If the revenue shape does not support the obligation, we say so and route you elsewhere. The instrument is only useful when it fits.
How The Facility Works
Obligations that flex with performance.
The facility is structured so repayment tracks your operating reality rather than a fixed calendar.
Safe Harbor
During build and validation, repayment is 0% while you get the systems in place.
Revenue Hurdle
Once gross receipts cross the agreed threshold, dynamic remittance of 5-10% activates.
Full Recovery
When the principal clears, 100% of cash flow is retained, plus a success fee.
Recovery Horizon
A 3-10 year horizon, sized to the venture rather than a bank calendar.
What It Is Not
Not predatory debt, not premature equity.
The facility exists because the two standard options both fail founders at this stage.
Not Fixed Debt
No personal guarantees and no inflexible 8-15% rate draining pre-revenue liquidity.
Not Dilution
You do not surrender equity before the business has proven itself.
Transparent
Every term is published before you sign, including the waterfall and the hurdles.
Who It Is For
Founders who refuse to over-dilute.
The facility fits ventures with a real commercial need and a clear path to revenue.
Early Traction
You have revenue or a clear path to it and want capital without giving up the company.
Systems Gap
You know where your people, process, and technology break down and want them fixed.
Durable Intent
You are building a business, not optimizing for the next round.
THE NEXT STEP
Choose your door in.
Three ways to move forward. Every door leads to a sovereign workspace, not a sales queue.